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Insurance Fault Laws in Tennessee

Tennessee is a fault state when it comes to car accidents. This means whoever was mostly at fault for a crash is the one who is financially and legally liable for any injuries or property damage that occur as a result. The at-fault party (or his or her insurance company) must provide compensation for losses Read More

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How Comparative Fault Impacts Your Tennessee Auto Accident Case

Comparative fault is a legal concept based on the fact that more than one driver can be responsible for an auto accident. So, if two drivers make a mistake on the road, resulting in an accident, who is liable for the damages? Different states take different approaches to answering that question. Tennessee and 11 other Read More

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Auto Insurance Requirements in Tennessee

Tennessee enacted mandatory automobile insurance in 1977. Today all drivers are required to carry at least the minimum amount of liability coverage for accidents, in these amounts: Bodily injury to one person — $25,000 per accident Bodily injury to more than one person — $50,000 per accident Property damage — $15,000 per accident It cannot Read More

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The Hazards of Fatigued Truckers on Tennessee Roads

Truck drivers have hard jobs. Their work takes them away from their homes and families for days or weeks at a time. While they are on the road, they work long hours, often driving at night to avoid daytime traffic. Their sleep patterns tend to become irregular. When they do sleep, it is often in Read More

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Why You Should Take (and Keep Taking) Motorcycle Safety Classes

Motorcyclists are much more likely than other motorists to be injured. In fact, per mile driven, motorcyclists are 26 times likelier to suffer fatal injuries than people in a car. This is because motorcycles offer much less protection to riders than other vehicles do. Motorcyclists have no metal cage to protect them from the road, Read More

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Tennessee Tops the Nation in Distracted Driver Accidents

Using your phone is one of the most dangerous things you can do while operating a vehicle. According to The National Highway Traffic Safety Administration and the National Safety Council, Tennessee has had more distracted driving wrecks than any other state in the nation. Cell phone use is involved in more than 10 percent of Read More

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